Does Islamic Financial Literacy Provide Young Families' Financial Resilience in the Post Covid-19 Era?

Authors

  • Shofi Arofatul Marits Tazkia University
  • Afif Zaerofi Tazkia University

DOI:

https://doi.org/10.30993/tifbr.v19i1.401

Abstract

This study, conducted with a quantitative research approach, aimed to examine the factors influencing Islamic financial literacy and financial behavior, and their subsequent impact on financial resilience among young couples post-COVID-19. Employing Structural Equation Model-Partial Least Squares (SEM-PLS), the research analyzed data collected through questionnaires from a total of 250 respondents. The findings suggested Islamic Financial Literacy has both positive effects on Financial Resilience. and Islamic Financial Behavior. Interestingly, Risk Tolerance Level has a negative effect on Islamic Financial Behavior. In addition, Financial Behavior has a positive effect on Financial Resilience.

Published

2025-06-12

How to Cite

Arofatul Marits, S., & Zaerofi, A. (2025). Does Islamic Financial Literacy Provide Young Families’ Financial Resilience in the Post Covid-19 Era?. Tazkia Islamic Finance and Business Review, 19(1). https://doi.org/10.30993/tifbr.v19i1.401

Issue

Vol. 19 No. 1 (2025): TIFBR

Section

Articles

License

Copyright (c) 2025 Author and Publisher

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

Creative Commons License
Tazkia Islamic Finance and Business Review (TIFBR) is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

Authors who publish with this journal agree to the following terms:

  • Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
  • Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
  • Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website), as it can lead to productive exchanges, as well as earlier and greater citation of published work (See the Effect of Open Access).