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Fitriani, H. , Maulana, Z., Ula, T. and Sari, J.D.P. 2025. The Influence of Sharia Financial Literacy, Religiosity, Financial Self-Efficacy, and Financial Locus of Control as Mediating Effects on the Financial Behavior of Qris Users of Islamic Banks. Tazkia Islamic Finance and Business Review. 19, 1 (Jun. 2025), 65–90. DOI:https://doi.org/10.30993/tifbr.v19i1.389.