Fitriani H, Maulana Z, Ula T, Sari JDP. The Influence of Sharia Financial Literacy, Religiosity, Financial Self-Efficacy, and Financial Locus of Control as Mediating Effects on the Financial Behavior of Qris Users of Islamic Banks. TIFBR [Internet]. 2025Jun.17 [cited 2025Jul.11];19(1):65-90. Available from: https://tifbr-tazkia.org/index.php/TIFBR/article/view/389