The Efficiency Analysis of Islamic Commercial Banks Using a Two-Stage Data Analysis Method

Efficiency Analysis

Penulis

  • Tri Annisya Fakultas Ekonomi dan Bisnis Islam
  • Nurbaiti Nurbaiti North Sumatra State Islamic University, Indonesia

DOI:

https://doi.org/10.30993/tifbr.v16i2.295

Abstrak

ABSTRAK

            Pengukuran efisiensi pada suatu perusahaan juga sering digunakan dalam industri perbankan yaitu metode DEA (Data Envelopment Analysis), yang membandingkan variabel input dan output dan merupakan salah satu metode optimasi program matematika. Penelitian ini akan mengkaji tingkat efisiensi perbankan syariah di Indonesia selama periode 2018–2021 dan melihat peran permodalan dan likuiditas, atau pengaruhnya terhadap tingkat efisiensi perbankan syariah. Metode kuantitatif menggunakan pendekatan non parametrik (DEA) dan pendekatan parametrik menggunakan metode Regresi Tobit untuk melihat pengaruh modal dan likuiditas. Hasil penelitian menunjukkan bahwa bank umum syariah (BUS) Indonesia belum beroperasi secara efisien berdasarkan skor efisiensi rata-rata metode DEA dari tahun 2018 hingga 2021, yaitu 0,911. Selanjutnya, hasil penelitian menunjukkan bahwa permodalan dan likuiditas dapat meningkatkan efisiensi bank umum syariah di Indonesia.

 

Kata Kunci: Efisiensi, Bank Umum Syariah, DEA, Model Tobit

 

 

 

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Diterbitkan

2023-02-17

Cara Mengutip

Annisya, T., & Nurbaiti, N. (2023). The Efficiency Analysis of Islamic Commercial Banks Using a Two-Stage Data Analysis Method: Efficiency Analysis . Tazkia Islamic Finance and Business Review, 16(2). https://doi.org/10.30993/tifbr.v16i2.295

Terbitan

Vol 16 No 2 (2022): Resilience (2)

Bagian

Articles

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